XRP XRP
Network: XRP Ledger
XRP uses XRP Ledger. If the receiving platform requires a destination tag, include it with the address in a live order.
No KYC
Swap XRP to USDT
Exchange XRP (XRP) for Tether (USDT). Check the quote, compare costs and choose a wallet on the right network.
Your instant quote, up front
- Service fee0.5%
- Minimum swap$50
- Quote held for15 min
- Identity checksNone
- Payout network feePaid by us
- AccountNot needed
- Order trackingPrivate page
XRP → Tether
XRP in, Tether out. Send XRP on the XRP Ledger and receive USDT on Ethereum (ERC-20), TRON (TRC-20) or Solana (SPL). The XRP Ledger settles in seconds, and the main things to watch are the account reserve your wallet keeps back and the exact deposit details on your order.
XRP to USDT exchange rate (market reference)
1 XRP1.2969 USDT
Kraken last trade price at Oct 25, 2026, 1:59 PM UTC. Indicative only: the receive amount on your order, with the 0.5% service fee included, is the number that counts.
XRP → Tether
Before you swap
Tether USDT
Network: Ethereum / TRON / Solana
USDT defaults to Ethereum (ERC-20); TRON and Solana are also selectable in the widget. USDT on TRON, Solana or another network is a different route.
Confirm live availability and the final quote before sending.
Why people swap XRP for Tether
XRP to USDT is the route for XRP holders who want a stable balance without an exchange account. Some lock in gains, some need dollars for a payment, and many are leaving the XRP Ledger for a network their exchange or app prefers: USDT on TRON is widely accepted on trading platforms, and USDT on Ethereum or Solana plugs into DeFi apps. The swap keeps custody with you on both sides. You send XRP from your wallet, the order shows one receive amount with the fee included, and USDT arrives at your own address.
How long it takes
The XRP Ledger closes a new ledger every few seconds, so your deposit is final almost as soon as it is sent. After it is credited, a person checks it and sends the USDT payout on the network you chose: seconds on TRON or Solana, a few blocks on Ethereum. The order page shows each status change and the payout transaction ID.
Wallet and address details
Send XRP from a wallet you control, such as Xaman, a Ledger or a Trezor, or from an exchange withdrawal on the XRP Ledger. Copy the deposit address from your order exactly; if the order shows a destination tag for the deposit, include it, and if it does not, leave the tag field empty. For the payout, paste a USDT address on the network you selected in the widget. If you pay out to an exchange, make sure it credits USDT on that network.
Fees at a realistic amount
Swapping XRP worth 400 USD: the 0.5% service fee is 2 USD and is already deducted from the USDT amount on your order. The XRP Ledger transaction cost your wallet pays is tiny, normally a fraction of a cent. The USDT payout is sent at our cost, so the amount on the order is the amount you receive.
Common mistakes on this route
- Trying to send XRP that is locked in the account reserve.
- Adding an exchange’s destination tag to the deposit when the order does not show one, or omitting a tag the order does show.
- Pasting an XRP address (starting with r) in the USDT field.
- Picking a USDT network your receiving platform does not support.
- Withdrawing from an exchange that delays XRP withdrawals past the 15-minute quote window.
How this swap works
Choose your amount
Review the receive amount and fees before proceeding.
Check your receiving wallet
Tether · Ethereum / TRON / Solana. Match the receiving coin and network to your wallet.
Follow your order
Use your order reference to follow processing and payout.
Deposit details appear on your order page as soon as the order is created. The receive amount stays valid for 15 minutes.
XRP: XRP Ledger. USDT: Ethereum / TRON / Solana. Confirm live availability and the final quote before sending.
Indicative market prices from Kraken; service and network fees are not included.
USDT defaults to Ethereum (ERC-20); TRON and Solana are also selectable in the widget. USDT on TRON, Solana or another network is a different route.
Every XRP Ledger account must keep a base reserve that cannot be sent, plus a small owner reserve for each trust line or other object it holds. Your wallet shows the spendable amount. Send that amount or less, and enter it in the widget, so the deposit matches the order exactly.
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