No KYC

Swap XRP to BTC

Exchange XRP (XRP) for Bitcoin (BTC). Check the quote, compare costs and choose a wallet on the right network.

Exchange crypto

Fast · Secure · Private
No KYC
— USD
Sending networkXRP Ledger
—
— USD
Receiving networkBitcoin
Loading market prices…Live market estimate

Use an address for the selected coin and network. Never enter your recovery phrase.

Have a code from a previous swap? Enter it for the returning-customer rate.

Minimum swap: $50Final fees shown with the live quote

No KYCWin 1 BTC

Live market estimateService details →

Your instant quote, up front

  • Service fee0.5%
  • Minimum swap$50
  • Quote held for15 min
  • Identity checksNone
  • Payout network feePaid by us
  • AccountNot needed
  • Order trackingPrivate page

XRP → Bitcoin

XRP in, Bitcoin out. Send XRP on the XRP Ledger and receive native BTC on the Bitcoin network. Keep the XRP account reserve in mind when you choose the amount, and paste an on-chain Bitcoin address for the payout.

XRP to BTC exchange rate (market reference)

1 XRP0.000016127 BTC

Kraken last trade price at Oct 25, 2026, 2:03 PM UTC. Indicative only: the receive amount on your order, with the 0.5% service fee included, is the number that counts.

XRP → Bitcoin

Before you swap

Sending

XRP XRP

Network: XRP Ledger

XRP uses XRP Ledger. If the receiving platform requires a destination tag, include it with the address in a live order.

Receiving

Bitcoin BTC

Network: Bitcoin

Native BTC on the Bitcoin network. Wrapped BTC and Lightning are not supported.

Confirm live availability and the final quote before sending.

Pair guide · XRP → BTC

Why people swap XRP for Bitcoin

XRP to BTC is how XRP holders rotate into Bitcoin without an exchange account. Some want to hold the coin with the longest track record, some are diversifying after a strong run, and some need Bitcoin to pay a person or service that only accepts it. The XRP Ledger settles your deposit in seconds, and the Bitcoin arrives at an address you control rather than in an exchange balance. The order shows one BTC amount with the fee included, held for 15 minutes.

Reviewed by VeriSwap Holdings Inc. · Last verified · Editorial policy

How long it takes

The XRP Ledger closes a ledger every few seconds, so your deposit is final almost as soon as you send it. After it is credited, a person checks it and sends the Bitcoin payout. Most wallets show it as soon as it is broadcast; the first confirmation usually follows within about ten minutes. The order page logs every step.

Wallet and address details

Send XRP from a wallet you control, such as Xaman, a Ledger or a Trezor, or from an exchange withdrawal on the XRP Ledger. Use the deposit address on the order exactly as shown, and include a destination tag only if the order shows one. Your account must keep its base reserve, so send the spendable amount. For the payout, paste an on-chain Bitcoin address: bc1, 3 or 1.

Fees at a realistic amount

Swapping XRP worth 500 USD: the 0.5% service fee is 2.50 USD and is already deducted from the BTC amount on your order. The XRP Ledger transaction cost is a tiny fraction of a cent. The Bitcoin miner fee for the payout is paid by us, so the BTC on the order is what you receive.

Common mistakes on this route

  • Trying to send XRP that is held back by the account reserve.
  • Adding a tag that is not on the order, or leaving out one that is.
  • Pasting a Lightning invoice instead of an on-chain Bitcoin address.
  • Using a Bitcoin exchange deposit address without checking it accepts external deposits.
  • Withdrawing from an exchange that delays XRP past the quote window.

How this swap works

01

Choose your amount

Review the receive amount and fees before proceeding.

02

Check your receiving wallet

Bitcoin · Bitcoin. Match the receiving coin and network to your wallet.

03

Follow your order

Use your order reference to follow processing and payout.

Deposit details appear on your order page as soon as the order is created. The receive amount stays valid for 15 minutes.

XRP → BTC

Pair questions

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