XRP XRP
Network: XRP Ledger
XRP uses XRP Ledger. If the receiving platform requires a destination tag, include it with the address in a live order.
No KYC
Swap XRP to XMR
Exchange XRP (XRP) for Monero (XMR). Check the quote, compare costs and choose a wallet on the right network.
Your instant quote, up front
- Service fee0.5%
- Minimum swap$50
- Quote held for15 min
- Identity checksNone
- Payout network feePaid by us
- AccountNot needed
- Order trackingPrivate page
XRP → Monero
XRP in, Monero out. Send XRP from your wallet to the deposit address on your order and receive XMR at your own Monero address. VeriSwap’s XRP deposit needs no destination tag, so leave the tag empty if your sending exchange offers one. Send the exact amount shown so the deposit can be matched to your order.
XRP to XMR exchange rate (market reference)
1 XRP0.0021277 XMR
Kraken last trade price at Oct 25, 2026, 1:59 PM UTC. Indicative only: the receive amount on your order, with the 0.5% service fee included, is the number that counts. Open the XMR calculator to convert any amount.
XRP → Monero
Reverse this pairBefore you swap
Monero XMR
Network: Monero
XMR uses the Monero network. Prepare a Monero receiving wallet; a Bitcoin or Ethereum address cannot receive XMR.
Confirm live availability and the final quote before sending.
Why people swap XRP for Monero
XRP to XMR moves value from a fast, fully public ledger into privacy. Every XRP payment is visible on the XRP Ledger, including the accounts involved and the amounts. Swapping into Monero gives you coins whose later transfers hide all three by default.
How long it takes
XRP deposits settle in a few seconds, so processing can start almost immediately. The Monero payout then needs ten confirmations in your wallet before it unlocks, roughly twenty minutes.
Wallet and address details
Send from an XRP wallet or exchange to the deposit address on the order, leaving any destination tag field empty. Receive into your own Monero wallet. If you send from a personal XRP wallet, remember that the account reserve cannot be sent, so leave it behind.
Fees at a realistic amount
Swapping XRP worth about 1,000 USD: the 0.5% service fee is 5 USD and is already inside the XMR receive amount. The XRP Ledger fee for the deposit is a fraction of a cent.
Common mistakes on this route
- Sending a different amount than the order states, which makes matching harder.
- Entering an exchange’s tag or memo from an old deposit.
- Trying to send the XRP account reserve, which the ledger keeps locked.
- Pasting an exchange address that does not accept XMR deposits.
How this swap works
Choose your amount
Review the receive amount and fees before proceeding.
Check your receiving wallet
Monero · Monero. Match the receiving coin and network to your wallet.
Follow your order
Use your order reference to follow processing and payout.
Deposit details appear on your order page as soon as the order is created. The receive amount stays valid for 15 minutes.
XRP: XRP Ledger. XMR: Monero. Confirm live availability and the final quote before sending.
Indicative market prices from Kraken; service and network fees are not included.
A swap does not erase transaction history. Privacy depends on both networks and how the wallets are used.
Leave it empty. VeriSwap’s XRP deposit address does not use a destination tag. What matters is sending the exact amount shown on your order, in one transaction, before the 15-minute quote expires.
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Swap XRP to XMR
Choose your pair. Start with a clear quote.