Cardano ADA
Network: Cardano
ADA on the Cardano network. Use a Cardano address that starts with addr1; stake1 reward addresses cannot receive payments, and Cardano native tokens are not supported.
No KYC
Swap ADA to XMR
Exchange Cardano (ADA) for Monero (XMR). Check the quote, compare costs and choose a wallet on the right network.
Your instant quote, up front
- Service fee0.5%
- Minimum swap$50
- Quote held for15 min
- Identity checksNone
- Payout network feePaid by us
- AccountNot needed
- Order trackingPrivate page
Cardano → Monero
Cardano in, Monero out. Send native ADA from a wallet such as Eternl, Lace or Yoroi and receive XMR at a Monero address. Your staked ADA can be sent without unstaking first. The Cardano deposit stays public on-chain; privacy applies to the Monero you receive.
ADA to XMR exchange rate (market reference)
1 ADA0.00033555 XMR
Kraken last trade price at Oct 25, 2026, 1:58 PM UTC. Indicative only: the receive amount on your order, with the 0.5% service fee included, is the number that counts. Open the XMR calculator to convert any amount.
Cardano → Monero
Reverse this pairBefore you swap
Monero XMR
Network: Monero
XMR uses the Monero network. Prepare a Monero receiving wallet; a Bitcoin or Ethereum address cannot receive XMR.
Confirm live availability and the final quote before sending.
Why people swap Cardano for Monero
ADA to XMR is how Cardano holders move value into a privacy coin. Cardano, like Bitcoin, records every transfer publicly, and staking ties a wallet to a long-lived stake address that links its history together. Swapping part of a balance into Monero gives you coins whose later transfers are private by default, without selling through a fiat exchange first.
How long it takes
Cardano produces a block about every 20 seconds, so the deposit is usually confirmed within minutes. After manual processing the XMR payout is sent; Monero blocks arrive about every two minutes and your wallet unlocks the funds after 10 confirmations, roughly 20 minutes. Most orders finish within an hour.
Wallet and address details
Send native ADA on Cardano mainnet from a wallet you control, such as Eternl, Lace, Yoroi or a hardware wallet. Do not send Cardano native tokens; only ADA is accepted. For the payout, use a Monero address that starts with 4 or 8 from your own Monero wallet, never a Cardano address and never an exchange address that does not accept XMR.
Fees at a realistic amount
Swapping 500 ADA worth about 125 USD: the 0.5% service fee is about 0.63 USD and is already inside the receive amount. Your wallet pays the Cardano network fee, usually around 0.2 ADA. The XMR you receive is the amount shown on your order.
Common mistakes on this route
- Trying to send the whole balance: every Cardano output must carry a minimum amount of ADA and the fee comes on top, so leave a little behind.
- Sending a Cardano native token instead of ADA.
- Pasting a stake1 reward address anywhere in the order; payments go to addr1 addresses only.
- Sending from an exchange that delays the withdrawal past the 15-minute quote window.
How this swap works
Choose your amount
Review the receive amount and fees before proceeding.
Check your receiving wallet
Monero · Monero. Match the receiving coin and network to your wallet.
Follow your order
Use your order reference to follow processing and payout.
Deposit details appear on your order page as soon as the order is created. The receive amount stays valid for 15 minutes.
ADA: Cardano. XMR: Monero. Confirm live availability and the final quote before sending.
Indicative market prices from Kraken; service and network fees are not included.
A swap does not erase transaction history. Privacy depends on both networks and how the wallets are used.
No. Staking on Cardano does not lock your coins, so you can send ADA straight from a staked wallet. Your wallet just needs enough ADA left over for the transaction fee and the minimum that every Cardano output must carry.
Explore related swaps
All swap pairsUseful before your swap
Swap ADA to XMR
Choose your pair. Start with a clear quote.