Bitcoin BTC
Network: Bitcoin
Native BTC on the Bitcoin network. Wrapped BTC and Lightning are not supported.
No KYC
Swap BTC to USDC
Exchange Bitcoin (BTC) for USD Coin (USDC). Check the quote, compare costs and choose a wallet on the right network.
Your instant quote, up front
- Service fee0.5%
- Minimum swap$50
- Quote held for15 min
- Identity checksNone
- Payout network feePaid by us
- AccountNot needed
- Order trackingPrivate page
Bitcoin → USD Coin
Bitcoin in, USD Coin out. Send native BTC on the Bitcoin network and receive Circle’s USDC on Ethereum (ERC-20) or Solana (SPL). It locks a Bitcoin balance into dollars without an exchange account, and the payout lands on a chain where USDC is widely used.
BTC to USDC exchange rate (market reference)
1 BTC80,279.38 USDC
Kraken last trade price at Oct 25, 2026, 2:02 PM UTC. Indicative only: the receive amount on your order, with the 0.5% service fee included, is the number that counts.
Bitcoin → USD Coin
Reverse this pairBefore you swap
USD Coin USDC
Network: Ethereum / Solana
USDC defaults to Ethereum (ERC-20), with Solana also selectable. Check the network and token type; bridged versions are not interchangeable with native USDC.
Confirm live availability and the final quote before sending.
Why people swap Bitcoin for USD Coin
BTC to USDC is how Bitcoin holders take a dollar position while staying in crypto. It is used to take profit, to set aside money for taxes or bills, or to fund a dollar payment. USDC is issued by Circle and is the stablecoin of choice for many US-facing apps, on-chain payment tools and DeFi protocols, so people who plan to use those services often prefer it over Tether. The swap needs no account or ID from us: send BTC from your wallet, receive USDC at your address.
How long it takes
Bitcoin adds a block about every ten minutes, so allow ten to thirty minutes for the deposit to confirm, longer if you chose a low fee during a busy period. After confirmation, a person checks it and sends the USDC. A Solana payout settles in seconds; an Ethereum payout needs a few blocks. The order page logs every step and the payout transaction ID.
Wallet and address details
Send native BTC on the Bitcoin network from a wallet that lets you set the fee, such as Sparrow, Electrum, BlueWallet or a hardware wallet. Lightning payments and wrapped BTC are not accepted. For the payout, paste an Ethereum 0x address or a Solana address matching the USDC network selected in the widget. If the USDC goes to an exchange, confirm it credits native USDC on that network.
Fees at a realistic amount
Swapping BTC worth 1,000 USD: the 0.5% service fee is 5 USD and is already deducted from the USDC amount on your order. Your wallet pays the Bitcoin miner fee for the deposit, which depends on how busy the network is. The USDC payout fee is paid by us.
Common mistakes on this route
- Sending from a Lightning wallet instead of on-chain Bitcoin.
- Choosing a very low fee so the deposit is still unconfirmed long after the quote window.
- Pasting an address for USDC on a network not offered here, such as Base or Polygon.
- Selecting Ethereum for a small payout and then paying gas to move it.
- Using an exchange withdrawal that batches BTC and sends it late.
How this swap works
Choose your amount
Review the receive amount and fees before proceeding.
Check your receiving wallet
USD Coin · Ethereum / Solana. Match the receiving coin and network to your wallet.
Follow your order
Use your order reference to follow processing and payout.
Deposit details appear on your order page as soon as the order is created. The receive amount stays valid for 15 minutes.
BTC: Bitcoin. USDC: Ethereum / Solana. Confirm live availability and the final quote before sending.
Indicative market prices from Kraken; service and network fees are not included.
USDC defaults to Ethereum (ERC-20), with Solana also selectable. Check the network and token type; bridged versions are not interchangeable with native USDC.
Choose the stablecoin your next step needs. Many DeFi apps, payment tools and some exchanges in the US and Europe work with USDC, while others prefer USDT. Both aim to track the dollar. Pick USDC on Solana for cheap transfers or on Ethereum for Ethereum apps, and paste an address from that network.
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