Which quote gives you more?
Changelly’s published floating fee is half of VeriSwap’s, so on paper it wins on fee. The payout is what matters: compare the net receive amount for the same amount and network at the same moment, and remember that a floating rate is re-priced when the deposit arrives while VeriSwap’s number holds for 15 minutes. On some routes the difference is a few dollars either way; check the pair you actually need.
What happens if a transaction is flagged?
Changelly documents that flagged transactions are put on hold pending verification, that verification usually takes up to 24 hours, and that some holds can last weeks or months. Its AML page lists exchanges of untraceable cryptocurrencies as a trigger for enhanced due diligence, which is relevant if you are moving into or out of Monero. VeriSwap’s stated policy is no KYC required by us, and every order is processed by one operator who can be emailed directly.
Who is each service for?
Changelly suits people who need a very wide coin list, an app, fiat purchases or fixed-rate options, and who are comfortable with the possibility of a compliance hold. VeriSwap suits people who want a small set of coins, including Monero, handled by one accountable party without an account or identity check from the service.
Find the route that fits your swap
Start with the pair you actually need. For Bitcoin into Monero, review the BTC → XMR route and prepare a Monero receiving wallet. For stablecoins, confirm the USDT network before comparing offers, because the fee difference between networks can exceed the fee difference between services.
Sources and scope
This comparison is written by VeriSwap, not an independent review or an endorsement by Changelly. Provider terms and availability can change; the other columns describe only what each service publishes about itself.
Changelly official FAQ
